How to Renew your 2015 Health Insurance

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In 2014, if you applied for a tax subsidy with the government and applied for Individual Health Insurance through healthcare.gov, you will automatically be renewed for 2015. There are a few important items you should note when renewing.  First, if you know or can estimate your 2015 household income, and it is either more or… Read more »

HEALTH INSURANCE OPEN ENROLLMENT 2015!!!

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Open enrollment for Individual Health Insurance is right around the corner. You will be able to sign up and apply with insurance carriers starting November 15th 2014. The open enrollment period will last until February 15th, 2014. An important item to note is that if you want a January 1st Effective date, you will need… Read more »

What is Auto Loan and Lease Gap Coverage?

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Loan and Lease Gap Coverage is a type of coverage that is used when you purchase or lease a new car. The second you take your vehicle off the lot, it starts depreciating in value. Sometimes, the actual cash value of the vehicle will be less than the loan. In the case of a total… Read more »

Questions about paying your Health Insurance Bill

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As the January 1st  effective date approached and passed, many people were left wondering how they should pay for their monthly premiums and how to obtain their ID card. Due to the large number of applicants, Blue Cross Blue Shield is behind in getting out invoices and ID cards to the insured. If you are… Read more »

Healthcare.gov Is Up and Running!

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After a couple of months of errors and shutdowns, the Healthcare.gov website is up and running. The website is very simple and should take approximately 30-45 minutes to complete an application and choose your Health Plan. Even though the January 1st  effective date has passed, open enrollment for the Affordable Care Act is open until… Read more »

What is going on with Healthcare.gov?

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As many of you know, Healthcare.gov is the website for the Affordable Care Act. This is the portal that will help you select your coverage and fill out information to qualify for the tax subsidy. Lately, we have been hearing many complaints about how people are being timed out or not even being able to… Read more »